News Release

Fifth Third Mortgage Company to Help Consumers through Enhanced Home Affordability Refinance Program (HARP 2.0)

4/30/12

Cincinnati – Fifth Third Mortgage Company, a subsidiary of Fifth Third Bank, and the 14th largest originator in the country (Inside Mortgage Finance) announces its involvement in the government’s recent enhancements to the Home Affordability Refinance Program (HARP 2.0). Through this program, the Bank will work with consumers throughout its footprint on refinancing options to help keep them in their homes and stabilize the housing market.

“Fifth Third Bank is committed to helping customers maintain homeownership in a challenging market,” says Bob Lewis, senior vice president and head of Mortgage for Fifth Third Mortgage Company. “As part of the HARP 2.0 program, our team of mortgage specialists will work with consumers to understand their current financial needs and help them with their refinancing options.”

As part of this revamped program, Fifth Third is offering eligible consumers the opportunity to refinance their existing mortgage for up to 150 percent loan-to-value ratio on their homes depending on the property type. Consumers previously declined because of the presence of mortgage insurance may now be eligible under HARP 2.0 because some mortgage insurance companies have agreed to transfer the insurance to a new lender.

For more information about refinancing, consumers can visit www.53.com/mortgagedream, call (877) 841-7513 or visit a local Fifth Third Bank Financial Center.

Fifth Third Bancorp is a diversified financial services company headquartered in Cincinnati, Ohio. The Company has $117 billion in assets and operates 15 affiliates with 1,318 full-service Banking Centers, including 105 Bank Mart® locations open seven days a week inside select grocery stores and 2,401 ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Pennsylvania, Missouri, Georgia and North Carolina. Fifth Third operates four main businesses: Commercial Banking, Branch Banking, Consumer Lending, and Investment Advisors. Fifth Third also has a 39% interest in Vantiv Holding, LLC, formerly Fifth Third Processing Solutions, LLC. Fifth Third is among the largest money managers in the Midwest and, as of March 31, 2012, had $296 billion in assets under care, of which it managed $26 billion for individuals, corporations and not-for-profit organizations. Investor information and press releases can be viewed at www.53.com. Fifth Third's common stock is traded on the NASDAQ® National Global Select Market under the symbol "FITB." Fifth Third Bank. Member FDIC. Equal Housing Lender. Subject to credit review and approval.