Home Equity


There are a million reasons to take out a loan — lower your current mortgage or auto loan payments, pay off high interest bills, finance home improvements, purchase large ticket items, finance an education, or anything else you can dream of. We have a solution for all of them. With our competitive rates, flexible payment options and easy application process, we'll make sure everything is as simple as possible. We're the curious bank, and we won't stop searching until we've found the perfect option for you.

Call 1-866-53LOANS

Speak with a specialist today


Home Equity

Fifth Third
Equity Flexline®

Apply Now

Application Checklist

Home Equity Loan

Call to Apply
1-866-53LOANS

Application Checklist

Easy Home Refi®

Apply Now

Application Checklist
Access funds any time at a low rate and no closing costs2 Borrow funds at a low rate with a fixed monthly payment Refinance your mortgage with little out of pocket expense
Features and Benefits:
  • Interest rate as low as 2.99% APR2
  • Variable rate, revolving line of credit
  • Access funds via check, Equity Flexline MasterCard®, online, in person, or ATM
  • Earn Real Life Reward® Points when using card for purchases3
  • The interest you pay may be tax deductible4
  • Interest only payments for the first 10 years5
  • Ability to lock in your balance at a fixed rate with a fixed term for a $95 fee2
 Features and Benefits:
  • Fixed rate and term
  • Fixed monthly payments
  • Get all of the money you need up front
  • The interest you pay may be tax deductible4
 Features and Benefits:
  • Closing costs as low as $2991
  • The interest you pay may be tax deductible4
  • Quick and easy application process
  • Fixed rate and term
  • Take advantage of the Homeowner Plus Value Package
Rates Details
Details
Rates Details
How Much Will My Loan Payments Be?

Home Value Estimator

Home Value Estimator

How much is your home worth? Find out instantly... and it's FREE!


Get Estimate


Auto Finance



Auto Finance

Secure financing prior to purchase or save money by refinancing with competitive rates.


Finance a new or used car:

  • Buy with confidence by knowing your loan amount, rate, and payment before you shop
  • Purchase from a dealer or a private party

Refinance your car loan and save money:

  • Quick and easy application process
  • Lower your monthly payments or pay off your loan sooner

Application Checklist


Apply Now Details
Auto Loans

Auto Finance Calculators



Equity Lines and Loans Promo

Personal Lines of Credit and Loans


Choose from secured or unsecured. Use your CD, Savings or Investment account as collateral6


Personal Lines of Credit

  • Variable rate, revolving line of credit
  • Low minimum payments

Personal Loans

  • Fixed rate and term
  • Fixed monthly payments

Details


Personal Lines of Credit & Loans Calculators




Borrowing Basics


Things you should know before you borrow

How much should you borrow?

You want a loan you can comfortably afford, not the largest amount you could possibly receive. Know your budget reality and find a loan that fits well with it.

Your debt vs. your income

When you borrow, your debt-to-income ratio (DTI) is important. Your DTI is the percentage of your monthly income that's set aside for your monthly payments (monthly payments/total income = DTI). Generally, a lower DTI ratio makes it more likely that a loan will be approved.

Your credit score and your interest rate

Your credit score represents your credit history, based on your credit bureau report. Generally, a higher credit score makes it more likely a borrower will qualify for a loan and get a better interest rate.

Fixed rate vs. variable rate

Fixed rate loans allow you to make the same payment each month for a fixed term. Variable rates are tied to an index, such as the Wall Street Journal Prime Rate, and the payments may vary as they are based on outstanding balance.


Learn More



 Disclosures