Fees

Special fees that apply to all checking accounts:

• ATM mini statement: $1.50
• Certifying a check: $10.00
• Charged off account fee: $30.00 per account
• Copy of current statement: $5.00 per copy
• Copy of check images mailed with monthly statement: $2.00 per month
• Copy of a check: $5.00 per copy
• Counter check: $1.00 per check
• Daily overdraft fee: $8.00 (Charged for each day your account is overdrawn; not charged if negative balance is eliminated within 3 business days after the day of the overdraft occurrence. Does not apply to Electronic Transfer Account (ETA).) Effective June 27, 2012, there will no longer be a daily overdraft fee.
• Dormant account monthly fee: $5.00 per month dormant. (Fee will be assessed for no deposits or withdrawals for a period of 12 months for checking accounts and 36 months for savings accounts. Fee not assessed if balance is greater than $2,500.)
• Fax (outgoing): $3.00 per page
• Fee for closing account within 180 days of opening: $25.00*
• Funds transfer (verbal): $5.00*
• Garnishment, attachment or levy: $80.00
• International POS/ATM transaction fee: 3% of transaction
• Money orders: $1.25
• Non-Fifth Third Bank ATM transaction: $2.00 per transaction for U.S. transactions and $5.00 for International transactions.
• Official checks/Cashiers checks: $7.00
• Overdraft: Per item overdraft fees may change based on the number of overdraft occurrences in the past 12 months. For the first occurrence, you will be charged $25 per item. For the 2nd through 4th occurrences, the cost is $33 per item. The fifth occurrence and higher is $37 per item. No Overdraft fees are charged when an account is overdrawn by $5.00 or less. The per item overdraft fee will only be assessed for ATM and everyday Debit Card transactions if a customer has accepted the terms of the Overdraft Coverage for ATM/Debit Card service on their account. Effective June 27, 2012, per item overdraft fees will be based on the number of overdraft occurrences in the past 12 months. For the first occurrence, you will be charged $25 per item. For each additional occurrence the cost will be $37 per item. There is no per item overdraft fee when the account is overdrawn by $5.00 or less at the end of our business day.
• Overdraft protection transfer fee: Assessed on prior 12 month usage - $10 per transfer for 1-10 uses, $15 per transfer for 11-20 uses, and $20 per transfer for 21 or more uses. Effective June 27, 2012, if you are enrolled in Overdraft Protection (where funds are automatically transferred from another one of your Fifth Third accounts to cover balance shortages), the charge will be $12 each time funds are transferred.
• Card replacement fee: $10.00
• Representment of a check: $3.75
• Research (per copy): $5.00
• Research (per hour): $25.00
• Returned deposited item: $15.00 per item
• Snapshot statement: $5.00
• Stop payment: $33.00 per item
• Wire transfer (domestic): Incoming $15.00, Outgoing $25.00
• Wire transfer (international): Incoming $15.00, Outgoing $45.00
• World Debit Card Monthly Fee: $3.95
• Annual Specialty Card Design Fee†: $5.00
  (i.e. patriotic, vacation)
• Annual Affinity Card Design Fee†: $10.00
  (i.e. sports affiliates, zoo cards, special organizations, etc. Excludes Cincinnati Bengals and Nashville Predators)

* Effective June 27, 2012, fees for all agent-assisted balance transfers and early account closure will be eliminated. For savings accounts, fees for excess withdrawals will also be discontinued.

Disclosures

1. Qualifying transactions to waive $7.50 monthly service fee: One (1) direct deposit of $100.00 or more received in the previous 35 calendar days; or your Fifth Third checking account must have (i) one (1) automatic checking transfer of $100.00 or more into a Fifth Third personal savings account during the previous 35 calendar days; AND (ii) total net transfers from your checking to savings during the previous 35 days equal $100 or more; Or any combination of five (5) or more of the following checking activities in the previous 35 calendar days: Debit card purchases (signature or PIN); cleared check(s); Online bill payments done through www.53.com and/or Fifth Third Telephone Banking.
2. Relationship Savings Interest Bonus (Double Interest Bonus): Open a Relationship Savings account with a Fifth Third checking account, or link a new Relationship Savings to an existing active Fifth Third checking account, and your Relationship Savings account will receive the Double-Interest Bonus if you conducted one of the following checking activities: One (1) direct deposit of $100.00 or more received in the previous 35 calendar days; Or your Fifth Third checking account must have (i) one (1) automatic checking transfer of $100.00 or more into a Fifth Third personal savings account during the previous 35 calendar days; AND (ii) total net transfers from your checking to savings during the previous 35 days equal $100 or more; Or any combination of five (5) or more of the following checking activities in the previous 35 calendar days: Debit card purchases (signature or PIN); cleared check(s); Online bill payments done through www.53.com and/or Fifth Third Telephone Banking. Your Fifth Third checking account is considered "active" by satisfying any of the aforementioned requirements above. An Interest Bonus (equal to the amount of interest already earned in the current statement cycle) is paid to the account at the end of each statement cycle based on the previous 35 calendar days checking activity. Please request a Rate Sheet for the interest rates and annual percentage yields paid on this interest-bearing account. The interest rate and annual percentage yield may change. At the bank's discretion, the bank may change the interest rate and annual percentage yield at any time on your account. Your interest begins to accrue no later than the business day Fifth Third receives credit for the deposit of non-cash items (for example, checks). Interest on your account will be compounded continuously and credited monthly. Fifth Third uses the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the balance in your account each day. If an account is closed before interest is credited, you will not receive any accrued interest. Interest is paid only on days when balance is $250 or above.
3. Goal Setter Savings (Double Interest Bonus): The one-time cash bonus will be issued after your goal has been reached. The bonus is paid at the end of the first statement cycle where the account has been opened at least 185 days and the current balance is equal to or greater than the goal amount (a $500 goal minimum is required, a $25,000 goal maximum is allowed). The bonus amount is equal to the total interest earned on the account from the open date to the date the bonus is paid. View complete Goal Setter Savings product details and requirements to qualify.

$50 minimum deposit required to open all accounts.

* Subject to terms and conditions

† First annual fee is assessed at card opening and then on each open anniversary date, thereafter.