Fifth Third Bank

Adjustable Rate Mortgage

With an Adjustable Rate Mortgage (ARM)*, your interest rate changes at specific intervals, so the amount of your monthly payment could increase or decrease. Often, ARM loans provide a lower initial rate compared to a fixed rate loan.

Loan features:

  • Often a lower initial interest rate and payment
  • Flexible rates

Consider an ARM loan if:

  • You plan to be in your home less than ten years
  • You expect interest rates to remain stable or decline during the term of your loan
  • You want a lower initial monthly payment and don't mind a variable interest rate

For additional information or to apply for a adjustable rate mortgage, please contact a Fifth Third Mortgage Loan Specialist. Call toll free at 1-866-351-5353, visit a Fifth Third Banking Center near you, or fill out a secure online application.


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*After the ARM period, it is possible that the borrower's payments may increase substantially over the remaining term of the loan.

All loans are subject to credit review and approval.