Fifth Third Bank

Enroll in EMPP Now, to save thousands of dollars in mortgage interest. Call 1-800-931-3677

Early Mortgage Pay-Off Plan

The Fifth Third Early Mortgage Pay-Off Plan (EMPP) is a biweekly, semi-monthly or weekly payment program offered by EMPP, Inc. that enables you to pay off your mortgage years early and save thousands of dollars in mortgage interest. EMPP, Inc. is a third-party service provider and not an affiliate of Fifth Third Bank, but is under contract with Fifth Third Bank to exclusively offer mortgage acceleration services to Fifth Third mortgage customers.

EMPP has serviced over 50,000 Fifth Third mortgage customers since 1997. Most new Fifth Third mortgage customers will automatically receive an enrollment offer in the mail, but the program is open to all Fifth Third Bank customers with a home mortgage.

Below is an overview of the features and benefits of EMPP.

For more information, call 1-800-931-3677.

Overview of Fifth Third Early Mortgage Pay-Off Plan

Key FeaturesBenefits
Convenience Automatically deduct half of your regularly monthly mortgage payment every two weeks instead of making a full payment once a month.
Savings Since there are 52 weeks in a year, that equals 26 biweekly drafts or 13 payments a year. The additional amounts go directly toward your mortgage principal balance, reducing the mortgage interest you pay.
Faster Loan Payoff Not only will you save thousands of dollars in interest, you’ll also save years off the length of your mortgage and own your home free and clear much sooner.
Keep Your Lower Interest Rate If your Fifth Third mortgage loan is enrolled in Auto BillPayer, your payments can be seamlessly switched over to EMPP. There is no penalty for switching from Auto BillPayer to EMPP, even in the first 12 months.
Flexible Payment Schedule EMPP can set your draft schedule to biweekly (every other week), semi-monthly (the 15th and the last day of the month), or weekly to coordinate with your pay schedule.
Stay on Budget EMPP offers a convenient, flexible and disciplined approach to assist you with budgeting, saving years off your mortgage loan, and saving thousands of dollars in mortgage interest.

Start saving today with the Fifth Third Early Mortgage Pay-Off Plan.