Bankers’ Acceptances for Exports

Get short-term funding to facilitate your global trade business.

Want to gain greater flexibility for financing goods in international trade? If you’re a company involved in exporting, Fifth Third Bank can assist you with low-cost, short-term, fixed-rate financing. Consider bankers’ acceptances—debt instruments that can help you obtain increased flexibility in borrowing for your short-term funding needs.

Bridge the time between shipping goods and receiving payment with bankers’ acceptances.

A banker’s acceptance is a time draft, in which customers promise to reimburse the bank at a future maturity date. In the US, bankers’ acceptances can be bought and sold in the months between their creation and maturity. Exporters often use bankers’ acceptances to bridge the time between shipment of goods and receipt of payment.

Acceptances can also be used to sell receivables to a bank, in which case the bank disburses funds to the exporter after shipment of goods but obtains payment at maturity from the buyer of the goods.

Bankers' Acceptances can be created in conjunction with transactions involving:

  • Letters of credit
  • Documentary draft collections
  • Open Account sales

When your draft is accepted by Fifth Third Bank, it becomes a negotiable instrument that can be sold in the open market with pricing near, and often below, LIBOR.

Fifth Third Bank’s Bankers’ Acceptances service is scalable, and requires minimal setup and no interfaces.

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Find out more about Fifth Third Bank Bankers’ Acceptances for exports. Contact a Global Trade Solutions Sales Representative or Product Specialist.

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Export Financing

Extend credit to your foreign customers and sell or borrow against the foreign receivables. Use our Export Financing to fund export-related inventory by accessing programs available through a wide variety of providers including the Export-Import Bank of the United States and the Small Business Administration.


  1. Loans subject to credit review and approval.
  2. Deposit and credit products offered by Fifth Third Bank. Member FDIC

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