Fifth Third Bank

Real Estate Options

Real Estate Options

By now, you've probably heard about President Obama's Stimulus Plan and the benefits for homeowners. Fifth Third Mortgage is pleased to play a key role in supporting homeownership by offering refinancing and modification opportunities under the federal Making Home Affordable Program. If you have already fallen behind on your payment(s) as a result of a financial hardship, please explore the Hardship Options section below.


Many homeowners pay their mortgage on time but do not qualify to refinance at today's lower rates due to current home values. A Making Home Affordable Refinance will help borrowers whose loans are held by Fannie Mae or Freddie Mac refinance into a more affordable mortgage. Learn more about the Home Affordable Refinancing option.

Learn More About the Making Home Affordable Refinancing Option

Hardship Options

If you already have a mortgage relationship with Fifth Third and can no longer afford to make your monthly mortgage payment because your interest rate has increased, you have less income, or are experiencing a financial hardship, you may qualify for a modification to make your monthly mortgage payments more affordable.

Learn More About Your Hardship Options

Beware of Foreclosure Rescue Scams, Help is free

  • There is never a fee to get assistance or information about the Making Home Affordable program from your lender or a HUD-approved housing counselor.
  • Beware of any person or organization that asks you to pay a fee in exchange for housing counseling services or modification of a delinquent loan.
  • Beware of anyone who says they can "save" your home if you sign or transfer over the deed to your house. Do not sign over the deed to your property to any organization or individual unless you are working directly with your mortgage company to forgive your debt.
  • Never make your mortgage payments to anyone other than your mortgage company without their approval.