Electronic Cash Letter

Reduce costs and save time on check processing with Electronic Cash Letter services.

Deposit your checks without making a trip to the bank. Fifth Third Bank’s Electronic Cash Letter (ECL) Service allows you to capture checks using your internal check processing systems, collect the images of these items into an industry standard image cash letter, and transmit the electronic items to Fifth Third Bank for deposit.

By taking control of cash letter quality with electronic check processing you can:

• Streamline deposit preparation
• Expedite funds availability
• Experience fewer rejects and adjustments
• Reduce the costs, time and risks involved with transporting paper checks to the bank so you can invest that time and working capital where you really need it

Improve your funds availability and check processing security with our advanced image-based technology.

We have a strategic commitment to invest in image technologies and to deliver cost-effective solutions that lower your costs and help you improve your funds availability. In addition, this technology can help minimize the risk of fraud. You can transfer image files quickly and easily via standard communication protocol or through our secure online portal, Fifth Third Direct^SM.

Put our experience to work for you.

Fifth Third Bank's experience allows us to deliver top quality services for you and your organization. Fifth Third is one of the largest image exchange banks in the country with unparalleled conversion experience and many industry partnerships to support you. We are an owner of The Clearing House and have extensive connections with Endpoint Exchange, Viewpointe, and many other national and regional banks. We are also ECCHO members and can sponsor other Financial Institutions into that organization. Our industry leadership is strengthened by our membership to X9 which is an ANSI standards rule-making body for various payments offering influence on the check clearing process. Day-to-day, our systems guard against duplicate cash letter files and our client services organization supports you to research any cash letter adjustments. Fifth Third Bank is here to serve you and your organization.