Fifth Third Bank

Business Savings AccountsPrint

Growing businesses need to maintain a reasonable level of liquidity to help manage unexpected expenses and growth opportunities. Fifth Third Bank offers a variety of Business Savings Account solutions to help you earn interest on your excess funds while maintaining the flexibility you need to immediately access cash reserves.


 Business Savings*Business Relationship Savings*Business Money Market*Business Certificates of Deposit*
Account Features: This account gives you a straightforward and economical way to build your cash and keep it safe.
[Learn More]		 This account works like a business money market account with tiered interest rates. Earn more as your balance grows.
[Learn More]		 This account offers higher yields for higher balances, along with limited check-writing privileges.
[Learn More]		 Fifth Third offers tiered interest rates with various terms.
[Learn More]
Online banking and bill pay ✔ ✔ ✔ N/A
Electronic statements ✔ ✔ ✔ ✔
Interest earnings YES YES YES YES

Business Savings*

This account is designed for businesses with short-term investment needs.

  • Get 100 free deposits and 3 free withdrawals per month4.
  • No monthly maintenance fee on balances of $1,000 or more1.
  • Free account alerts, check image viewing and statement images.

Business Relationship Savings*

  • Get 100 free deposits and 3 free checks or withdrawals per month4.
  • Check writing privileges.
  • No monthly maintenance fee.
  • Tiered interest rates to help you earn more as your balance grows.
  • Your business gets rewarded with features such as an interest bonus3 paid when you also have a Business Relationship Checking account.

Business Money Market*

This account is designed for businesses with short-term investment needs.

  • Get 100 free deposits and 3 free withdrawals per month4.
  • No monthly maintenance fee on balances of $10,000 or more2.
  • Tiered interest rates to help you earn more as your balance grows.

Business Certificates of Deposit*

  • Tiered interest rates to help you earn more as your balance grows.
  • Choose from various terms.
Fees & Disclosures

Disclosures

    *Please contact Fifth Third Bank for current interest and annual percentage yield (APY) information. Interest rates and APYs subject to change at any time. Other transaction costs may apply. Negative balance charges may be applied on all accounts if your average monthly collected balance falls below $0. Customer purchases checks. Closed accounts will be charged a $50 fee. If an account is closed before interest is credited, you will not receive any accrued interest.

    Important Notice: By Federal regulation, savings accounts are limited to a combined total of six of the following transactions: checks and pre-authorized withdrawals/transfers per calendar month (online and telephone transfers, bill payments, and automatic debits are examples of these). However, you may make an unlimited number of ATM or teller withdrawals, and payments from your Fifth Third savings account to your Fifth Third credit card account. (Please see Rules and Regulations for more details.)

    Exceeding the Federal Regulation: You will receive notification each month you exceed the allowable number of pre-authorized transactions. After exceeding this number in 3 of the last 12 months, your account will be automatically transferred to a checking account. (Please see Rules and Regulations for more details.)

  1. There is a monthly fee of $5 if your average balance is less than $1,000.
  2. There is a monthly fee of $10 if your average balance is less than $10,000.
  3. An interest bonus in the amount of any interest earned during the month will be paid on the Business Relationship Savings if the business customer also has a Business Relationship Checking account. Both accounts must be in the same business segment. If an account is closed before interest is credited, you will not receive any accrued interest. See a Bank employee for details.
  4. Withdrawals in excess of 3 are subject to a $1.10 per item fee, and transactions in excess of 6 are subject to a $10.75 per item fee. Deposits in excess of the free amount are subject to a $5.00 overage fee plus $0.405 per item charge.