Fees

Special fees that apply to all checking accounts:

• ATM mini statement: $1.50
• Certifying a check: $10.00
• Charged off account fee: $30.00 per account
• Copy of current statement: $5.00 per copy
• Copy of check images mailed with monthly statement: $2.00 per month
• Copy of a check: $5.00 per copy
• Counter check: $1.00 per check
• Daily overdraft fee: $8.00 (Charged for each day your account is overdrawn; not charged if negative balance is eliminated within 3 business days after the day of the overdraft occurrence. Does not apply to Electronic Transfer Account (ETA).) Effective June 27, 2012, there will no longer be a daily overdraft fee.
• Dormant account monthly fee: $5.00 per month dormant. (Fee will be assessed for no deposits or withdrawals for a period of 12 months for checking accounts and 36 months for savings accounts. Fee not assessed if balance is greater than $2,500.)
• Fax (outgoing): $3.00 per page
• Fee for closing account within 180 days of opening: $25.00*
• Funds transfer (verbal): $5.00*
• Garnishment, attachment or levy: $80.00
• International POS/ATM transaction fee: 3% of transaction
• Money orders: $1.25
• Non-Fifth Third Bank ATM transaction: $2.00 per transaction for U.S. transactions and $5.00 for International transactions.
• Official checks/Cashiers checks: $7.00
• Overdraft: Per item overdraft fees may change based on the number of overdraft occurrences in the past 12 months. For the first occurrence, you will be charged $25 per item. For the 2nd through 4th occurrences, the cost is $33 per item. The fifth occurrence and higher is $37 per item. No Overdraft fees are charged when an account is overdrawn by $5.00 or less. The per item overdraft fee will only be assessed for ATM and everyday Debit Card transactions if a customer has accepted the terms of the Overdraft Coverage for ATM/Debit Card service on their account. Effective June 27, 2012, per item overdraft fees will be based on the number of overdraft occurrences in the past 12 months. For the first occurrence, you will be charged $25 per item. For each additional occurrence the cost will be $37 per item. There is no per item overdraft fee when the account is overdrawn by $5.00 or less at the end of our business day.
• Overdraft protection transfer fee: Assessed on prior 12 month usage - $10 per transfer for 1-10 uses, $15 per transfer for 11-20 uses, and $20 per transfer for 21 or more uses. Effective June 27, 2012, if you are enrolled in Overdraft Protection (where funds are automatically transferred from another one of your Fifth Third accounts to cover balance shortages), the charge will be $12 each time funds are transferred.
• Card replacement fee: $10.00
• Representment of a check: $3.75
• Research (per copy): $5.00
• Research (per hour): $25.00
• Returned deposited item: $15.00 per item
• Snapshot statement: $5.00
• Stop payment: $33.00 per item
• Wire transfer (domestic): Incoming $15.00, Outgoing $25.00
• Wire transfer (international): Incoming $15.00, Outgoing $45.00
• World Debit Card Monthly Fee: $3.95
• Annual Specialty Card Design Fee†: $5.00
  (i.e. patriotic, vacation)
• Annual Affinity Card Design Fee†: $10.00
  (i.e. sports affiliates, zoo cards, special organizations, etc. Excludes Cincinnati Bengals and Nashville Predators)

* Effective June 27, 2012, fees for all agent-assisted balance transfers and early account closure will be eliminated. For savings accounts, fees for excess withdrawals will also be discontinued.

Disclosures

1. Points will be earned for total direct deposits in any given month with a monthly cap of 2,000 points. Balance transfers from other accounts are not eligible for direct deposit rewards points.
2. Qualifying transactions to waive $15.00 monthly service fee: Fifth Third Rewards Checking and Fifth Third Regular Checking each charge a $15.00 monthly fee; however, each fee is waived if you have an active Fifth Third checking account: One (1) direct deposit of $100.00 or more received in the previous 35 calendar days; Or your Fifth Third checking account must have (i) one (1) automatic checking transfer of $100.00 or more into a Fifth Third personal savings account during the previous 35 calendar days; AND (ii) total net transfers from your checking to savings during the previous 35 days equal $100 or more; Or any combination of five (5) or more of the following checking activities in the previous 35 calendar days: Debit card purchases (signature or PIN); cleared check(s); Online bill payments done through www.53.com and/or Fifth Third Telephone Banking.
3. Membership in Fifth Third Identity Alert is $5.95/month for the primary owner and $4/month for a secondary account owner. The services and benefits included within Fifth Third Identity Alert are provided by Affinion Benefits Group, LLC, which is a separate entity not an affiliate of Fifth Third Bank. Fifth Third Bank, its affiliates and subsidiaries are not liable for any damages resulting from the provision of, or failure to provide, the services and benefits. Affinion Benefits Group, LLC may modify any products or services at any time.
4. Other ATM network owners may assess a usage fee. Fees for non-Fifth Third ATM transactions in excess of 2 per statement are $2.00 per transaction.
5. Regular fees apply for Checks for Two and Gift Checks.
6. When payment is automatically deducted from a Fifth Third account using Auto BillPayer.
7. When mortgage payment, including taxes and insurance, is deducted from your Fifth Third checking account using Auto BillPayer.
8. Points are earned for signature purchases only. Purchases are defined as the dollar value of goods and services on the purchase date signed with the card, minus any credits, returns or other adjustments reflected on the monthly card statements. Not valid for PIN transactions.

$50 minimum deposit required to open all accounts.

* Subject to terms and conditions

† First annual fee is assessed at card opening and then on each open anniversary date, thereafter.